Small Business & Commercial Services
We love to help people with their personal banking needs for themselves and their families; however, our mission is to help you build your business by providing a full suite of financial services. While our banking products easily accommodate large businesses with robust payrolls and special needs for their deposit accounts, we specialize in what we call micro-businesses.
Micro-businesses are locally owned businesses with less than fifteen employees. These organizations face different challenges than larger businesses – and we understand that.
Let us help you.
Small Business & Commercial Services
First Security Bank is a relatively small community bank. We likely share similar advantages and obstacles as your small business does. The leadership at our bank is well known for its entrepreneurially-minded approach to business. Through our in-depth conversations about your business’ life cycle, its strengths, and challenges, we often identify financial tools that provide a welcome boost to your management and operations.
We offer an array of carefully curated deposit and loan products. Give us the opportunity to discover a few solutions that add value to your situation.
Real Estate Investments
Real estate investors frequently tell us that our residential loan products are the most generous and easy to use among all the banks they previously worked with. Our nonowner-occupied single 1-to-4 family investor loans have quietly led the market for over a decade. Regardless of whether you are building a portfolio of rental homes, flipping or wholesaling houses to generate cash flow, or some combination of those options, we understand your goals and have amazing loan products with proven success in their affordability and ease of use.
Further, we recently expanded our loan products related to commercial real estate. Our innovative benefits and features are being well received by many local developers and business owners. Give us an opportunity to explain how we might create new opportunities for you.
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Start Up & Entrepreneur Banking
Scalability. Effectiveness. Speed. Flexibility. These are a few of the values that business start ups and entrepreneurs consistently rely on in their banking relationship. This is especially true as the business is being created and launched.
The leadership at First Security Bank is well known for its entrepreneurially-minded approach to business. We get it.
Stop by and discuss your options for a financially successful future.
Credit Cards
First Security Bank offers a Visa credit card tailored for businesses. With our online tool, you can easily manage credit lines, make payments, track transactions, set spending limits for each cardholder and access itemized monthly statements.
As a cardholder, you can earn rewards on purchases that can be redeemed for cash, gift cards, travel, or merchandise.
Our goal is to make it easy for small business owners to manage their finances and earn rewards.
Streamline Your Business Payments with First Security Bank
At First Security Bank, we offer merchant services designed to help local businesses thrive. Our secure, easy-to-use payment processing solutions allow you to accept payments however your customers prefer, whether that’s in-store, online, on the go, or through invoicing. With support from setup to daily operation, you’ll have access to tools that help you manage transactions, monitor trends, and keep customer data protected. You’ll also benefit from exceptional service and resources to help build loyalty and improve efficiency. It’s just another way we support the success of our business customers.
Our Community Impact
Emmanuel Sosanya has been a personal trainer for over 20 years and strives to promote healthy lifestyles. With this passion, he decided to start his own business and is creating a strong fitness community in Northeast Oklahoma City. Intentional Fitness, a popular OKC gym with a full parking lot, almost didn’t get its start when owner Mr. Sosanya faced barriers to start up capital.
Then, First Security Bank stepped-up to help Mr. Sosanya finance his dreams. “Our team evaluated his loan request and found that it wasn’t the best approach given his unique situation. Instead of sending Mr. Sosanya away, we took a step back and explored other options,” said John Day, First Security Bank, President/CEO.
“We wanted to treat this as a learning opportunity and prove that we have our client’s best interest at heart. After going through different options, we discovered that a flexible loan based on a very different approach was the best option and would allow him to start his business without unnecessary financial burdens.”
First Security Bank goes above and beyond to help clients find the best possible routes to financial success and rise to the occasion in moments of uncertainty.
FAQ
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And if you don't find what you're looking for, please give us a call at (405) 424-4341.